Cyber Insurance

One of the newest products in the market Cyber insurance is designed to address the current and evolving exposures that businesses face from relying on the internet, email, websites, and computer programs and from storing personal information about their own clients.

Anyone who holds personal information, Companies that are reliant on their electronic network to trade, Companies who accept credit card payments all have a very real exposure.

Areas that these policies cover amongst others are :

  • Loss of Data covers the cost to repair , replace or restore your data
  • Ransom demands when your system is locked by a malicious hacker
  • Business interruption as a result of the restriction to your business resulting in a reduction of income
  • Cost of fixing the problem and getting your system operating again
  • Cost of any privacy breach causes by your system being hacked
  • Infringement of copyright or intellectual Property